Are we really driving safer?

In an effort to lower our car insurance premium we recently enrolled in one of those safe driver programs where they put a device in your car that talks to your smart phone and tattles on you to corporate. So far we only did it with my oldest son and I, and I have to say, I find it more annoying than informative.

It may be that other companies’ devices are able to gather more information to tell what’s really going on, but I doubt it. Ours basically uses an accelerometer to tell if you start too quickly, turn too tightly, or brake too suddenly. I assume it uses GPS data to tell how fast you are going and what the speed limit is in that area–which raises concerns, as such databases are not always correct. Since it also works with an app on your phone, it also can monitor your cellphone use while you drive.

It does okay. I do need to remind my son to slow down, and to not use his phone while driving. But it’s not as smart as one would hope. It can’t tell if you’re just checking something really quick on your phone while at a light. It can’t tell if you’re braking hard because you aren’t paying attention to the car ahead of you or because someone pulled out in front of you. If you brake hard, it dings you. If you corner quickly it dings you, even though sometimes you are making a left turn and want to get out of the way.

In short, it can’t tell if you’re a bad driver or consciously trying to avoid an accident. If some jerk cuts in front of you and then hits the brakes hard you’re supposed to just run into the back of him while you brake slowly, I guess.

We’re still in our first monitoring period, so it remains to be seen just how much this will impact our discount, but we’ve never been able to manage better than around 94%, and have usually been in the high 80% range. I’m starting to understand that commercial with the people yelling at other drivers, “DON’T MESS WITH MY DISCOUNT!” Because you can be safe driver (I’ve never had an accident, and it’s been nearly thirty years since my last ticket) and yet responding to someone else’s bad driving will still bring your score down.

If we don’t get a good discount this next time I’m yanking the whole thing. I don’t need to stress while I’m driving.

Who do we trust our lives to?

I had a brief discussion with a friend on Facebook the other day in which it became apparent we have differing opinions on the role of government. I don’t think either of us will change the other’s mind any time soon, but he said something that stuck with me. It was essentially, “We trust the government with our lives, so why not to distribute wealth?”

I had to stop and think about that. Do we trust the government with our lives? Should we?

Ultimately I suppose we do trust the government with our lives to some extent. I rely on my local city government to provide me safe drinking water–something they failed at not so long ago. I’ve since taken steps to lessen that risk, but truth be told, if there’s something dangerously wrong with my water I may not know it in time unless the government warns me. I have to trust that they’re doing their best.

I also trust the national government to maintain an army sufficient to deter any other country from coming in and killing me. As we’ve seen in recent years they’re not entirely successful in that responsibility, but they’re keeping the risk acceptably low. And they’re also doing a decent job at deterring those who might take shortcuts or act irresponsibly with our food supply. Incidents still happen, but still, the risk is still quite low.

There are, however, many more ways in which to die. In most of those cases the government acts more as a deterrent than a protection. They can’t keep some idiot driver from cutting across four lanes of traffic to make their exit and plowing into me instead. They can’t guarantee my neighbor’s tree isn’t going to fall on my house as I sleep and crush me. They can’t guarantee the airplane I get on isn’t going to crash, nor can they promise me I won’t die during heart surgery at some future point.

All they can do (or perhaps more accurately, are willing to do at present) is tell people what they should or shouldn’t do, and then affix punishments for noncompliance. And for the most part that is enough. Most people don’t act irresponsibly or seek to do deliberate harm, and they wouldn’t, even without those laws. And many more also don’t because they find the potential punishment sufficiently unpleasant.

And yet 90 people per day are killed in car accidents in America. Several million every year are injured, many permanently. Is the government failing or succeeding? If their responsibility is to protect our lives, I’d say they’re failing. We’ve lost over 80,000 Americans to the Coronavirus this year in spite of all the protections government can provide, including some fairly dramatic precautions. At the same time, those measures have cost lives as well, to say nothing of the jobs at least temporarily lost. The long-term impact on lives may not be fully understood for years yet.

So I guess one question to ask ourselves is whether or not any government can guarantee us our lives. Can a government eliminate all risk? And would we like it if they did? What would our lives be like? I see plenty of examples all around right now of people starting to push back against government control over their lives as the governmental restrictions put in place to save lives from COVID-19 continue in effect well into the second or third months. I live in a state that imposed less strict restrictions and perhaps coincidentally, perhaps in correlation with other factors, has the fourth lowest death rate in the country. I’ve pretty much willingly complied with those restrictions.

But when I hear of some of the other states’ more extensive efforts to control the virus by controlling people I am particularly grateful to live where I live. I fully understand why those states are facing popular backlash. Clearly, even if a government could keep us all from dying, most people feel those all-controlling restrictions would make life no longer worth living, especially when there is no end in sight.

In fact, history seems to prove that a restrictive government, even in the name of protecting life, tends to fall sooner or later. Human nature tends to lead governments to go too far, and usually for decreasingly benign reasons. They may start out well-meaning, but soon grab more and more power simply for the sake of hanging onto that power.

But then let’s look at the alternative. A total lack of government tends not to work very well, either. While I don’t entirely subscribe to the “Lord of the Flies” theory of humanity, a complete lack of common law–or the enforcement thereof–tends toward disaster. People will usually work out some sort of pact, a set of rules for maintaining peace, property, and ensuring basic rights. But as demonstrated by certain parts of our current world, the rule of “might makes right” is more common than we’d like to think.

Humanity needs government. It’s even part of my religion’s basic tenets. Governments that ensure basic rights and basic rules governing human interaction are essential to maximize productivity, cooperation, and peace. But in all cases it falls upon the governed to govern themselves to some degree. The value of traffic laws to a victim is not in the enforcement of those laws, but in the threat of enforcement. It does me precious little good if I’m dead knowing the idiot that decided to continue through the red light at 50 miles an hour to broadside my car will be heavily fined and potentially jailed. The hope is that, knowing he could be heavily fined and jailed, the person will choose not to speed and run red lights in the first place.

And yet we still lose around 40,000 Americans to car accidents every year. If we apply the same logic to cars I’ve been hearing about the coronavirus, we should all be voluntarily getting rid of our cars or agreeing to cap our speed at ten miles an hour. We’re not, and we won’t. Deep down even the strongest proponents of government protection in all area of life seem to accept that communal rights must be tempered by individual rights. We’re willing to accept responsibility for protecting ourselves in order to avoid our own inconvenience.

In fact, as a society in America, we still retain far more personal responsibility for our own protection, prosperity, and happiness than we surrender to government. There is constant pressure from some to push more and more of that control to government, but much of it seems to be due to some mistaken belief that such power could never be abused, or that the other party who we distrust/hate so dearly will never actually hold power, giving them the opportunity to abuse the power we want to hand the government when under our side’s control.

That’s why I tend to believe that we need to be self-reliant rather than government-reliant, especially when it comes to protection. The deterrent power of government is important, but they can’t (and probably shouldn’t) be everywhere. As the saying goes, when seconds count, the police are only minutes away. Ultimately we can’t completely avoid all danger in life. But we can take responsibility for our own safety.

Hopefully every one of us who has taken formal drivers education has been taught to be aware of what’s going on around us in order to anticipate threats. Hopefully none of us, seeing that idiot in the far left lane who suddenly realizes they should be in the far right lane, just continues on at the same speed, staring straight ahead, trusting entirely in the law to protect us. We slow down. We start looking for room for evasive action. We do our best to make sure we are not in their path.

Most anyone who is looking after their financial future recognizes the inadequacy in America of the government safety net to support the retired. Even assuming Social Security will survive all the political wrangling around it, most retirement plans include coming up with funds well above and beyond what we can count on from the government. Similarly, during the two years I spent on unemployment, had I needed to rely on that alone my family would have really struggled.

We can’t anticipate everything, but we can take reasonable precautions in much of what we do. We can take steps to reduce negative impacts on those we love. We can act morally and responsibly in our interactions with others. We can think before we act.

I think, whether we like it or not, so long as we choose to live within society, within the bounds of modern infrastructure we’re going to have to trust government at some essential level. If we don’t trust in our social structures to at least some degree we will spend the majority of our time and resources trying to eliminate any and all dependence on government and other people, effectively pushing us to the lowest level of Maslow’s Hierarchy, and that’s not where we should be. We need to be able to trust that a vast majority of the time when we turn on our faucet, when we flip the light switch, when we set out to drive to work we’re going to have a predictable, quality experience.

At the same time, where the absence of that predictable result threatens our lives, we need to be prepared to shoulder that burden ourselves, if only for a short time. I’ll drink tap water, but I’ll make sure I’ve got a reserve supply in case I can no longer trust that water. I’ll enjoy all the daily benefits of electricity, but have other options available in case it fails. I’ll do my best to assume every moment I’m in my car that other drivers may not abide by the law. Government is very good and beneficial for many things. But over-dependence on them can be deadly. Our own safety and happiness must always be our responsibility.

Practical Christmas gifts

When I moved out on my own my parents gave me a going-away present; a basic tool kit, with a small hammer, tape measure, pliers, box knife, and a adjustable screwdriver. Those simple tools saw a lot of use. Though in the years since then my tool collection has grown considerably and I’ve gone through several larger toolboxes (and still don’t have one big enough), I still have some of those original tools. They were a godsend on many occasions.

I also picked up for myself a basic car safety kit. It’s contents have long since been scattered to the four winds, but I believe it included jumper cables, a tire pressure gauge, a small first aid kit, and some reflective hazard markers. I know the jumper cables at least came in handy–until I loaned them to someone and never saw them again.

I believe parents should consider giving one or both of these simple kits to their grown or near-grown kids. More importantly, they should make sure they know how to use each item in them.

I remember a time in college (stop me if I’ve told this story before) when our church group was heading from one activity to another. Along the way I noticed my tire had gone flat, so I pulled off into a nearby parking lot to change it. Pretty soon a fair number of girls from the group had stopped–initially to see if I was okay, and before long to watch me work. None of them had ever seen someone change a tire before and wanted to see how it was done.

As ego-boosting as that was for me, I can’t help but think that some fathers had been negligent in their duty. Possibly even more important than teaching their sons to change a tire would be teaching their daughters. The last thing I’ve ever want for my daughter, at any age, is for her to be stuck on the side of the road somewhere, all alone, unable to change a flat tire. As soon as she’s old enough to drive I intend to teach her that and a few other basic car repair/maintenance tasks.

And yes, I’ll teach my sons, too. If they’re anything like their dad, the automotive tinkering gene is recessive, and such things won’t just come naturally. They’ll need to know how to check the oil, jump the battery, check air pressure, etc. And they’ll need to know where the tool and emergency kits are in each vehicle. And when they do leave home, it’ll be with tool kits of their own.

On marketing, consumerism, and self-reliance

Rhonda Hetzel at Down To Earth Forum has an interesting essay examining the idea that unwarranted concern over food safety has made us all dependent on pre-packaged foods. I think there is something to that.

For one thing, marketing has long focused on showing how a product fills your needs, and they’re not above creating a need where there is none, even if it means scaring you to death. I remember a friend of mine years ago trying to sell me on a vitamin program based on this apocalyptic presentation that did its best to convince us that we would all die terrible, awful deaths without their vitamins. I didn’t buy it, or the vitamins.

For another, though it may have gotten its start in marketing, the anti-germ crusade has taken on a life of its own. We are so concerned about germs that we are using stronger and stronger products whose only real effect is to force-evolve more potent germs while simultaneously weakening our own natural defenses.

Now, I’m not an un-hygenic person, but I often observed at work how many people would take their paper towel they had just dried their hands on and use it to open the door out of the restroom so they wouldn’t have to expose themselves to the germs on the door handle. I don’t know if this helped them any, but I suspect all it did was make the door handle moist, thus extending the life expectancy of any germs that were there. In any case, I didn’t do that, and I was, if not sick less often, not sick any more frequently than they were.

At the same company we had executives who would spend months at a time at our India office, living amid conditions that would make most of us shudder. Invariably they would all get terribly sick within a few weeks of arriving there. Yet they all observed that the Indians themselves were very seldom sick–and they (the executives) seldom got sick again.

Now I’m not recommending we all start living in squalor or abandon basic hygiene in order to start building up immunity to common germs, but I do think we could relax a bit and not insist on surgical-theater cleanliness for every room in our house.

What are your thoughts?